Home on the Horizon Class

About This Campaign
Please arrive on time. Parking/handicap accessibility via elevator is on the east side of the main building. Room 216 is on the second floor. Children will not be permitted in the classroom or on campus. We are able to accommodate up to thirty participants per class.
You may call and set up a personal budget planning or debt management appointment in the Iowa Valley Habitat for Humanity office. Call (319) 375-3139 today.
Location / Venue
- Address:
- Kirkwood Community College
- Iowa City, IA 52240
- USA

Campaign to Support Iowa Valley Habitat for Humanity
We envision a world in which each person has a decent place to live. Locally, we partner with both current and future homeowners, local businesses, residents and social service organizations to construct and renovate safe, decent, affordable housing in Cedar, Iowa, Johnson and Washington Counties. We also secure affordable financing so that homeowners in our program save thousands of dollars over the life of their mortgage. Globally, we work to remove barriers to decent housing by supporting Global Village trips and tithing to Habitat for Humanity global builds. Together with our community, Habitat homeowners gain the strength, stability and self-reliance needed to build better lives and stronger communities.
2019 Home on the Horizon Syllabus
Kirkwood Community College, IC Campus
1816 Lower Muscatine Rd, Iowa City, IA 52240 Room 216
February 14, 6:30-8:30pm & February 16, 9-11 am
2018 Income TaxPreparation
Leader: HorizonsCertified Housing Counselor
**FSS joins HabitatHomeowners and the public
• Doyour taxes on time, every year
• Avoidfraud and scams when you file
• CivicResponsibility
March 14, 6:30-8:30pm & March 16, 9-11 am
Your Personal Budget
Leader: HorizonsCertified Housing Counselor
• Cutting costs
• Invest your tax return
• Creative ways tostretch your paycheck
April 11 6:30-8:30 pm& April 13, 9-11 am
Community Leadership& Civic Responsibility
Leader: CherieCool-Rudd
- How to protect your plumbing, no “flushable” wet wipes, Adam Ruins Everything
- Start to save $ now to buy AC unit ($1200+), clothes Washer/Dryer, build your mower with Phil’s Repair, Do you want a mounted microwave?
- Why WiFi? Tools to assist your child for better study habits and scholastic success
- Expectations with City "Cute Codes" including lawn and yard maintenance, urban chickens, etc.
- Outdoor upkeep such as painting trim regularly, clear ice or snow from all walkways, etc.= fines
- Fire Safety, lighting and window treatments, Parking and vehicle storage
May 9, 6:30-8:30 pm& May 11, 9-11 am
Your Credit Report
Leader: HorizonsCertified Housing Counselor
· How to get a free credit report & what itmeans for you
· Improve your score
· Plan for retirement
· Avoid predatory lenders
· Interest rates and compound interest
June 13, 6:30-8:30 pm& June 15, 9-11 am
Banking
Leader: HorizonsCertified Housing Counselor
· How to select financial products and avoidloans, debt, and fines/overdrafts
· What to do when your lease ends or to get outof a lease agreement
NO JULY CLASS
August 8, 6:30-8:30 pm& August 10, 9-11 am
Home Maintenance andEnergy Conservation
Leader: ChristyShipley or Cherie Cool-Rudd
• Local tradesprofessionals
• Energy Conservationand seasonal maintenance
• What to do when thingsgo wrong i.e. toilet or water heater malfunction, breaker fuse, who to call andwhat if you miss an appointment, ERV settings and your life-style, frozen pipes
September 12, 6:30-8:30pm & September 14, 9-11 am
Pending- InsurancePresentation
Homeowner/RenterInsurance
Leader: Pending
· Why do I need Insurance? (Habitat Home Buyers-Plan to pay for one year on closing day!)
· Presentation of various Insurance products, DoI need flood insurance?
· How/When to file a claim or pay out of pocketfor repairs
· High Risk Insurance costs- Trampoline, Somedog breeds,
October 10, 6:30-8:30pm & October 12, 9-11 am
Save for Milestonesand Emergencies!
Leader: HorizonsCertified Housing Counselor
· Reevaluate your budgetto prepare for Christmas/Holidays
· Avoid credit card debtwith a plan
· Wills, Loss of Income
· Compound Interest
· Investment Products, Retirement Planning: Simple IRA, 401K
· College Savings, Scholarships, FAFSA, loans
November 14, 6:30-8:30pm & 16, 9-11 am
Home Maintenance andEnergy Conservation
Leader: ChristyShipley IVHFH Construction Manager
· How to save money on Utilities seasonally
· Pay $ before closing day to buy AC unit($1200+), clothes Washer/Dryer, mower, mounted microwave
· Energy Conservation
· What to do when things go wrong i.e. toilet orwater heater malfunction, breaker fuse, ERV
· Sweat Equitycompletion check up with Cherie
*Check the Iowa ValleyHabitat for Humanity Facebook page, radio stations KCCK 88.3 or 106.9 forweather related cancellations or www.kirkwood.edu/alert
Iowa Valley Habitat for Humanity is proud tojoin with Iowa City Housing Authority Family Self Sufficiency participants fora series of FREE classes generously hosted by Kirkwood Community College, Iowa CityCampus. Each class includes necessary information for successful financialplanning and property maintenance for a first-time home buyer. Every month wewill repeat the same content in both classes.
Please arrive on time. Parking/Handicapaccessibility via elevator is on the east side of the main building. Room 216is on the second floor. Children will not be permitted in the classroom or oncampus. We are able to accommodate up to thirty participants per class. You mayinvite other adults to class.
*Habitat Homeowners will attend each class andreceive a reduction of fees associated with closing costs when mortgagepaperwork is signed.